FEMA Flood Mitigation Assistance Program

FEMA / NY Division of Homeland Security

Available Disaster Relief

About This Program

FEMA Flood Mitigation Assistance Program is available to homeowners in Niagara Falls, NY.

Provides funding for flood mitigation projects that reduce or eliminate long-term risk of flood damage to structures insured under the National Flood Insurance Program. Includes elevation, relocation, demolition, and flood-proofing.

Federal share covers 75% of eligible mitigation costs

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Niagara Falls, NY, you can stack it with local programs like these:

Key Details

  • Funding for flood mitigation projects
  • Must have NFIP flood insurance
  • Elevation, relocation, flood-proofing
  • 75% federal / 25% local cost share
  • Annual application cycle

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 242-5000

A grant-savvy contractor in Niagara Falls, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Niagara Falls early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual application cycle, contact for dates

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for FEMA Flood Mitigation Assistance Program in Niagara Falls?

FEMA Flood Mitigation Assistance Program is open to homeowners in Niagara Falls, NY. It has no income limit.

How do I apply for FEMA Flood Mitigation Assistance Program in Niagara Falls, NY?

Apply directly with FEMA / NY Division of Homeland Security using the official program link on this page or call (518) 242-5000. There is no middleman and no fee.

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