Home Improvement Grants in Noblesville.

Find grants, rebates, forgivable loans, and free programs for Noblesville, IN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Noblesville, IN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by IHCDA that provides free energy efficiency improvements to eligi...

Weatherization
Up to $24,999 forgivable loan

IHCDA Owner-Occupied Rehabilitation Program

State HOME-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants. Loan is ...

Home Repair
Up to $5,000 grant

Hamilton County Emergency Home Repair Program

Provides emergency home repair grants to low-income homeowners facing urgent health and safety issues. Priority given to...

Emergency
Up to $15,000 grant

Hamilton County ADA Home Modification Program

Provides accessibility modifications for homeowners with disabilities to improve safety and independence. Covers wheelch...

Seniors & Disability
Grant up to $15,000

Hamilton County Septic System Replacement Grant

Provides matching grants to assist income-eligible homeowners with the cost of repairing or replacing failing septic sys...

Home Repair
Up to $500 rebate

Duke Energy Heat Pump Rebate

Duke Energy offers rebates for residential customers who install qualifying high-efficiency air-source heat pumps. Rebat...

Energy
Up to $100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for Duke Energy customers who purchase and install a qualifying smart thermostat. Smart thermostats help reduce e...

Energy
Up to $400 rebate

Duke Energy Water Heater Rebate

Rebates available for Duke Energy customers who install qualifying high-efficiency electric or heat pump water heaters. ...

Energy
Up to $200 rebate

Duke Energy Home Insulation Rebate

Rebate for Duke Energy customers who add insulation to their homes based on recommendations from a home energy assessmen...

Weatherization
Rebates up to $2,000

Citizens Energy Home Efficiency Program

Citizens Energy offers rebates for water-efficient and energy-efficient upgrades including high-efficiency toilets, wate...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program offering low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Covers modifica...

Veterans
Up to $10,000 per unit

Indiana Lead Hazard Control Assistance Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $3,000 grant

Hamilton County Senior Home Repair Grant

Grant program for seniors age 60+ to address minor home repairs that help them age in place safely. Priority given to lo...

Seniors & Disability
Reduces assessed value by up to $12,480

Indiana Over 65 Property Tax Deduction

Indiana property tax deduction for homeowners age 65 or older. Reduces the assessed value of your home by up to 50% (max...

Property Tax Relief
Reduces assessed value by up to $12,480

Indiana Disability Property Tax Deduction

Indiana property tax deduction for homeowners with permanent and total disability as determined by the Social Security A...

Property Tax Relief
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Credit applies to solar pan...

Solar/Renewable
Net metering credit on excess generation

Duke Energy Solar Connection Program

Duke Energy's net metering program allows customers with solar panels to receive credits for excess electricity sent bac...

Solar/Renewable
Forgivable loan up to $35,000

Noblesville CDBG Owner-Occupied Rehabilitation

City of Noblesville CDBG-funded program providing forgivable loans to low-to-moderate income homeowners for substantial ...

Home Repair
Up to $6,000 grant

Noblesville Emergency Furnace Replacement

Emergency grant program to replace failed heating systems for low-income Noblesville homeowners during the heating seaso...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Noblesville

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Noblesville, IN?

25 programs are currently listed for Noblesville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Noblesville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Noblesville, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Noblesville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.