Georgia Dream Renovation Loan

Georgia Housing & Finance Authority

Available Home Repair

About This Program

Georgia Dream Renovation Loan is available to homeowners in Norcross, GA.

Allows homebuyers to finance both the purchase price and renovation costs in a single mortgage. Ideal for purchasing fixer-upper homes and includes down payment assistance options. Based on after-renovation value of the home.

Renovation costs rolled into single mortgage based on after-renovation value

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Norcross, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Finance purchase price plus renovation in one loan
  • Based on after-renovation appraised value
  • Can be combined with down payment assistance
  • Income limits apply (typically 140% AMI)
  • Professional contractor and inspection required

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Norcross, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Norcross early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Georgia Dream Renovation Loan in Norcross?

Georgia Dream Renovation Loan is open to homeowners in Norcross, GA.

How do I apply for Georgia Dream Renovation Loan in Norcross, GA?

Apply directly with Georgia Housing & Finance Authority using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Norcross, GA contractors

Find More Programs in Norcross, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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