Florida State Housing Initiatives, North Miami Beach, FL

Q: How do I apply for Florida State Housing Initiatives Partnership (SHIP) - Repair in North Miami Beach, FL?

Apply directly with Florida Housing Finance Corporation / Miami-Dade County using the official program link on this page or call (786) 469-2130. There is no middleman and no fee.

About This Program

Florida State Housing Initiatives Partnership (SHIP) - Repair is available to homeowners in North Miami Beach, FL.

State-funded program administered locally by Miami-Dade County providing home repair assistance to very low, low, and moderate-income homeowners. Funds provided as forgivable loans to correct substandard housing conditions and code violations. Loan forgiven after 5-15 years depending on amount and local rules.

Forgivable loan, no repayment if compliance period completed successfully

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In North Miami Beach, FL, you can combine this program with other local help to cut your cost:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Forgivable loan up to $30,000 for home repairs
Income at or below 120% AMI may qualify
Correct code violations and substandard conditions
Forgiven after 5-15 years of compliance
Administered by Miami-Dade County

How to Apply

Get free help applying Visit Official Program Page Track this program

(786) 469-2130

A grant-savvy contractor in North Miami Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in North Miami Beach early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
A written estimate from a licensed contractor for the work (many programs require this to apply).
A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; contact Miami-Dade County for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Florida State Housing Initiatives Partnership (SHIP) - Repair

About This Program

Key Details

How to Apply

Your application paperwork

Questions about this program?

Frequently asked questions

Need a Contractor for This Grant?

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