Rhode Island Housing Accessibility Loan Program

Rhode Island Housing

Available Senior & Disability

About This Program

Rhode Island Housing Accessibility Loan Program is available to homeowners in North Providence, RI.

Low-interest loans for Rhode Island homeowners to make accessibility modifications. Available for residents with disabilities or seniors age 60+. Covers ramps, bathroom modifications, stairlifts, elevators, widened doorways, and other adaptive features.

Loan amount up to $30,000 at below-market interest rates

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In North Providence, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $30,000 for accessibility modifications
  • For homeowners with disabilities or seniors 60+
  • Competitive interest rates
  • Covers ramps, bathrooms, stairlifts, elevators
  • Moderate income limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1234

A grant-savvy contractor in North Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in North Providence early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rhode Island Housing Accessibility Loan Program provide in North Providence, RI?

Loans up to $30,000 at competitive rates.

Who qualifies for Rhode Island Housing Accessibility Loan Program in North Providence?

Rhode Island Housing Accessibility Loan Program is open to homeowners in North Providence, RI. It serves seniors.

How do I apply for Rhode Island Housing Accessibility Loan Program in North Providence, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 457-1234. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse North Providence, RI contractors

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