WHEDA Home Improvement Loan

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

WHEDA Home Improvement Loan is available to homeowners in Oak Creek, WI.

Low-interest home improvement loan for Wisconsin homeowners to make repairs, improvements, or accessibility modifications. Loan term up to 20 years with competitive fixed rates for owner-occupied properties.

Typical loan amount for moderate repairs at market rate

Verified against Wisconsin Housing and Economic Development Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Oak Creek, WI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest home improvement loans
  • Up to $35,000 for repairs and upgrades
  • Fixed-rate terms up to 20 years
  • Owner-occupied properties in Wisconsin
  • Competitive rates for qualifying borrowers

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Oak Creek, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Oak Creek early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can WHEDA Home Improvement Loan provide in Oak Creek, WI?

Up to $50,000.

Who qualifies for WHEDA Home Improvement Loan in Oak Creek?

WHEDA Home Improvement Loan is open to homeowners in Oak Creek, WI.

How do I apply for WHEDA Home Improvement Loan in Oak Creek, WI?

Apply directly with Wisconsin Housing and Economic Development Authority using the official program link on this page or call (800) 334-6873. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Oak Creek, WI contractors

Find More Programs in Oak Creek, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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