North Carolina FORTIFY Homes Program

NC Insurance Underwriting Association / IBHS

Available Disaster Relief

About This Program

North Carolina FORTIFY Homes Program is available to homeowners in Oak Island, NC.

State grant program providing matching funds to strengthen homes against hurricane damage. Covers roof-to-wall connections, roof deck attachment, gable end bracing, and opening protection. Homeowner pays 50%, grant pays up to $5,000 of remaining costs.

Grant pays up to $5,000 (50% of eligible costs); homeowner matches

Data last verified 2026-06-09. How we verify our data.

In Oak Island, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $5,000 for hurricane-resistant retrofits
  • Homeowner must match 50% of project costs
  • Covers roof-to-wall connections, deck attachment, bracing
  • Must use FORTIFY-designated evaluator and contractor
  • Can reduce insurance premiums after completion

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 833-3898

A grant-savvy contractor in Oak Island, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Oak Island early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can North Carolina FORTIFY Homes Program provide in Oak Island, NC?

Up to $5,000 grant.

Who qualifies for North Carolina FORTIFY Homes Program in Oak Island?

North Carolina FORTIFY Homes Program is open to homeowners in Oak Island, NC. It has no income limit.

How do I apply for North Carolina FORTIFY Homes Program in Oak Island, NC?

Apply directly with NC Insurance Underwriting Association / IBHS using the official program link on this page or call (919) 833-3898. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Oak Island, NC contractors

Find More Programs in Oak Island, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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