Maryland Flood Mitigation Assistance Program

Maryland Emergency Management Agency (MEMA)

Available Disaster Relief

About This Program

Maryland Flood Mitigation Assistance Program is available to homeowners in Ocean City, MD.

FEMA-funded program to reduce flood risk for properties in Special Flood Hazard Areas. Projects include home elevation, dry floodproofing, acquisition/relocation, and drainage improvements. Ocean City coastal properties are eligible.

75% federal grant, homeowner pays 25% match

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Ocean City, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Reduces flood risk for coastal properties
  • 75% federal grant / 25% homeowner match
  • Home elevation, floodproofing, drainage
  • For properties in Special Flood Hazard Areas
  • Competitive application process

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 517-3600

A grant-savvy contractor in Ocean City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ocean City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Competitive annual application cycle

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Maryland Flood Mitigation Assistance Program in Ocean City?

Maryland Flood Mitigation Assistance Program is open to homeowners in Ocean City, MD. It has no income limit.

How do I apply for Maryland Flood Mitigation Assistance Program in Ocean City, MD?

Apply directly with Maryland Emergency Management Agency (MEMA) using the official program link on this page or call (410) 517-3600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Ocean City, MD contractors

Find More Programs in Ocean City, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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