Montgomery County Home Rehabilitation Loan

Montgomery County DHCA (CDBG/HOME)

Available Home Repair

About This Program

Montgomery County Home Rehabilitation Loan is available to homeowners in Olney, MD.

Provides deferred loans up to $50,000 for comprehensive home rehabilitation to income-qualified Montgomery County homeowners. Loan is repayable only upon sale, transfer, or refinancing of the property.

Deferred loan with no monthly payments, due on sale or transfer

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Olney, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $50,000 for major repairs
  • Income at or below 120% AMI required
  • Must be owner-occupied in Montgomery County
  • No monthly payments, due on sale or transfer
  • Covers rehabilitation, structural, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(240) 777-3600

A grant-savvy contractor in Olney, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Olney early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montgomery County Home Rehabilitation Loan provide in Olney, MD?

Deferred loan up to $50,000.

Who qualifies for Montgomery County Home Rehabilitation Loan in Olney?

Montgomery County Home Rehabilitation Loan is open to homeowners in Olney, MD.

How do I apply for Montgomery County Home Rehabilitation Loan in Olney, MD?

Apply directly with Montgomery County DHCA (CDBG/HOME) using the official program link on this page or call (240) 777-3600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Olney, MD contractors

Find More Programs in Olney, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs