OPPD Energy-Saving Loans (3% Low-Interest)

Omaha Public Power District / NDEE

Available Home Repair

About This Program

OPPD Energy-Saving Loans (3% Low-Interest) is available to homeowners in Omaha, NE.

Low-interest loans at 3% or less for OPPD residential customers making energy-efficient home improvements. Up to $30,000 combined. Up to 15-year term for most improvements (5 years for appliances). Covers windows, insulation, HVAC, solar, wind, and more. Apply through NDEE then a participating lender.

OPPD customer, pre-qualified energy improvements

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Omaha, NE, you can combine this program with other local help to cut your cost:

Key Details

  • 3% interest or less
  • Up to $30,000 residential
  • Up to 15 years for home improvements
  • Covers windows, insulation, HVAC, solar
  • Apply via dee.nebraska.gov then a participating lender

How to Apply

Get free help applying Visit Official Program Page Track this program

(402) 536-4131

A grant-savvy contractor in Omaha, NE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Omaha early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can OPPD Energy-Saving Loans (3% Low-Interest) provide in Omaha, NE?

Up to $30,000 at 3% interest.

Who qualifies for OPPD Energy-Saving Loans (3% Low-Interest) in Omaha?

OPPD Energy-Saving Loans (3% Low-Interest) is open to homeowners in Omaha, NE. It has no income limit.

How do I apply for OPPD Energy-Saving Loans (3% Low-Interest) in Omaha, NE?

Apply directly with Omaha Public Power District / NDEE using the official program link on this page or call (402) 536-4131. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Omaha, NE contractors

Find More Programs in Omaha, NE

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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