Missoula County Owner-Occupied Rehabilitation Program

Missoula County Community Development

Available Home Repair

About This Program

Missoula County Owner-Occupied Rehabilitation Program is available to homeowners in Orchard Homes, MT.

CDBG-funded program providing major home repairs for income-qualified owner-occupied households in Missoula County. Forgivable loan over 10 years of continued owner occupancy and compliance with program requirements.

Forgivable loan, no repayment if you remain in home 10 years and maintain insurance and taxes

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Orchard Homes, MT, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Missoula County
  • Covers roofing, foundation, systems, structural repairs
  • Forgiven after 10 years of compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 258-4657

A grant-savvy contractor in Orchard Homes, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Orchard Homes early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Missoula County Owner-Occupied Rehabilitation Program provide in Orchard Homes, MT?

Forgivable loan up to $35,000.

Who qualifies for Missoula County Owner-Occupied Rehabilitation Program in Orchard Homes?

Missoula County Owner-Occupied Rehabilitation Program is open to homeowners in Orchard Homes, MT. It prioritizes low-income households.

How do I apply for Missoula County Owner-Occupied Rehabilitation Program in Orchard Homes, MT?

Apply directly with Missoula County Community Development using the official program link on this page or call (406) 258-4657. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Orchard Homes, MT contractors

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