New York State HOME Homeowner Rehabilitation

NYS Homes and Community Renewal / Westchester County

Waitlist Home Repair

About This Program

New York State HOME Homeowner Rehabilitation is available to homeowners in Ossining, NY.

Federal HOME Investment Partnerships Program funds administered by Westchester County for substantial rehabilitation of owner-occupied homes. Provides grants or deferred loans for major repairs, code compliance, accessibility modifications, and energy improvements.

Grant or deferred forgivable loan for substantial home rehabilitation

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Ossining, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 for major home rehabilitation
  • Must be owner-occupied in Westchester County
  • Income at or below 80% AMI required
  • Grant or forgivable loan structure
  • Currently waitlisted, check for availability

How to Apply

A grant-savvy contractor in Ossining, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ossining early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted, check with county for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New York State HOME Homeowner Rehabilitation provide in Ossining, NY?

Up to $50,000 per home.

Who qualifies for New York State HOME Homeowner Rehabilitation in Ossining?

New York State HOME Homeowner Rehabilitation is open to homeowners in Ossining, NY. It prioritizes low-income households.

How do I apply for New York State HOME Homeowner Rehabilitation in Ossining, NY?

Apply directly with NYS Homes and Community Renewal / Westchester County using the official program link on this page or call (866) 275-3427. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ossining, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs