Minnesota Housing Senior Fix-Up Fund

Minnesota Housing Finance Agency

Available Senior & Disability

About This Program

Minnesota Housing Senior Fix-Up Fund is available to homeowners in Owatonna, MN.

Low-interest loan program for Minnesota homeowners age 55+ to make repairs and accessibility modifications that enable aging in place. Interest rate as low as 3% with flexible repayment terms. Covers health and safety repairs, accessibility modifications, and energy improvements.

Loan at 3% interest; monthly payment based on loan amount and income

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Owatonna, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $25,000
  • For homeowners age 55 and older
  • Interest rate as low as 3%
  • Income up to 115% area median income
  • Covers repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(651) 296-7608

A grant-savvy contractor in Owatonna, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Owatonna early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Housing Senior Fix-Up Fund provide in Owatonna, MN?

Up to $25,000 loan.

Who qualifies for Minnesota Housing Senior Fix-Up Fund in Owatonna?

Minnesota Housing Senior Fix-Up Fund is open to homeowners in Owatonna, MN. It serves seniors.

How do I apply for Minnesota Housing Senior Fix-Up Fund in Owatonna, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (651) 296-7608. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Owatonna, MN contractors

Find More Programs in Owatonna, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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