Kentucky Division of Emergency Management
State-administered disaster recovery program that provides grants and loans for home repairs following federally-declared disasters in Kentucky. Activated on case-by-case basis after major flooding, tornadoes, or other qualifying events. Not currently active; included for reference.
Grant amount varies by disaster severity and unmet need
Data last verified 2026-06-09. How we verify our data.
In Owensboro, KY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Owensboro, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Owensboro early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Activated only following presidentially-declared disasters
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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