Owensboro HOME Investment Partnerships Program

City of Owensboro / HUD HOME

Available Home Repair

About This Program

Owensboro HOME Investment Partnerships Program is available to homeowners in Owensboro, KY.

HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes for low-income households in Owensboro. Loan is forgiven incrementally over 10 years. Covers major systems, structural repairs, and code compliance improvements.

Forgivable loan over 10 years; 10% forgiven per year of occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Owensboro, KY, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000 for major rehab
  • Income at or below 80% AMI required
  • Forgiven over 10 years at 10% per year
  • Must be owner-occupied in Owensboro
  • Covers major systems and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(270) 687-8650

A grant-savvy contractor in Owensboro, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Owensboro early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications reviewed quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Owensboro HOME Investment Partnerships Program provide in Owensboro, KY?

Up to $35,000 forgivable loan.

Who qualifies for Owensboro HOME Investment Partnerships Program in Owensboro?

Owensboro HOME Investment Partnerships Program is open to homeowners in Owensboro, KY. It prioritizes low-income households.

How do I apply for Owensboro HOME Investment Partnerships Program in Owensboro, KY?

Apply directly with City of Owensboro / HUD HOME using the official program link on this page or call (270) 687-8650. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Owensboro, KY contractors

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