MassHousing Septic Repair & Title V Loan

Massachusetts Housing Finance Agency

Available Home Repair

About This Program

MassHousing Septic Repair & Title V Loan is available to homeowners in Oxford, MA.

Low-interest loan program for septic system repair, replacement, or upgrade to meet Title V compliance. Fixed interest rates and flexible terms available through participating lenders for 1-4 unit owner-occupied homes.

Loan amount covers typical septic system replacement cost; borrower repays with interest

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Oxford, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $40,000 for septic system repair or replacement
  • Low fixed interest rates through participating lenders
  • Terms up to 10 years
  • No income limits, all homeowners eligible
  • Must be owner-occupied 1-4 unit property

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 882-1154

A grant-savvy contractor in Oxford, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Oxford early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing Septic Repair & Title V Loan provide in Oxford, MA?

Up to $40,000 at low interest.

Who qualifies for MassHousing Septic Repair & Title V Loan in Oxford?

MassHousing Septic Repair & Title V Loan is open to homeowners in Oxford, MA. It has no income limit.

How do I apply for MassHousing Septic Repair & Title V Loan in Oxford, MA?

Apply directly with Massachusetts Housing Finance Agency using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Oxford, MA contractors

Find More Programs in Oxford, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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