San Mateo County HOME Rehabilitation Program

San Mateo County Department of Housing (HOME funds)

Waitlist Home Repair

About This Program

San Mateo County HOME Rehabilitation Program is available to homeowners in Pacifica, CA.

Provides deferred, zero-interest loans for major home repairs and rehabilitation to low-income homeowners in unincorporated San Mateo County. Loan is forgiven after 15 years of owner occupancy. Eligible cities including Pacifica may also participate.

Deferred loan, forgiven after 15 years of continued owner occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Pacifica, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $75,000 for major repairs
  • Zero-interest, forgiven after 15 years
  • Income at or below 80% AMI required
  • Covers structural, systems, accessibility improvements
  • Waitlist currently full

How to Apply

Get free help applying Visit Official Program Page Track this program

(650) 802-3300

A grant-savvy contractor in Pacifica, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pacifica early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waitlist currently full, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can San Mateo County HOME Rehabilitation Program provide in Pacifica, CA?

Deferred loan up to $75,000.

Who qualifies for San Mateo County HOME Rehabilitation Program in Pacifica?

San Mateo County HOME Rehabilitation Program is open to homeowners in Pacifica, CA. It prioritizes low-income households.

How do I apply for San Mateo County HOME Rehabilitation Program in Pacifica, CA?

Apply directly with San Mateo County Department of Housing (HOME funds) using the official program link on this page or call (650) 802-3300. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Pacifica, CA contractors

Find More Programs in Pacifica, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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