Florida Housing Finance Corporation Disaster Recovery Program

Florida Housing Finance Corporation

Available Disaster Relief

About This Program

Florida Housing Finance Corporation Disaster Recovery Program is available to homeowners in Palatka, FL.

Provides grants and forgivable loans to repair or rebuild homes damaged by federally declared disasters in Florida. Designed to help homeowners recover from hurricanes, floods, and other natural disasters when insurance and FEMA assistance is insufficient.

Grant amount based on unmet disaster recovery needs and income

Data last verified 2026-06-09. How we verify our data.

In Palatka, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Repairs homes damaged by declared disasters
  • Income up to 120% AMI may qualify
  • Grant does not require repayment
  • Covers unmet needs after insurance and FEMA
  • Includes reconstruction and elevation if needed

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 488-4197

A grant-savvy contractor in Palatka, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palatka early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Open for hurricane and disaster recovery; check current eligibility

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida Housing Finance Corporation Disaster Recovery Program provide in Palatka, FL?

Up to $100,000 for disaster repairs.

Who qualifies for Florida Housing Finance Corporation Disaster Recovery Program in Palatka?

Florida Housing Finance Corporation Disaster Recovery Program is open to homeowners in Palatka, FL.

How do I apply for Florida Housing Finance Corporation Disaster Recovery Program in Palatka, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Palatka, FL contractors

Find More Programs in Palatka, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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