Florida Homeowner Assistance Fund

Florida Housing Finance Corporation

Available Home Repair

About This Program

Florida Homeowner Assistance Fund is available to homeowners in Palm Bay, FL.

Federal program helping Florida homeowners who experienced financial hardship after January 21, 2020. Provides assistance with past-due mortgage payments, property taxes, homeowners insurance, HOA fees, and utilities. Income must be at or below 150% AMI.

Maximum assistance covers combination of mortgage, taxes, insurance up to $35,000

Data last verified 2026-06-09. How we verify our data.

In Palm Bay, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $35,000 for past-due housing costs
  • Covers mortgage, property taxes, insurance, HOA fees
  • Income at or below 150% AMI required
  • Must show COVID-19 related hardship
  • Direct payment to servicers/vendors

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 488-4197

A grant-savvy contractor in Palm Bay, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palm Bay early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program runs through 2026 or until funds exhausted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida Homeowner Assistance Fund provide in Palm Bay, FL?

Up to $35,000 in assistance.

Who qualifies for Florida Homeowner Assistance Fund in Palm Bay?

Florida Homeowner Assistance Fund is open to homeowners in Palm Bay, FL.

How do I apply for Florida Homeowner Assistance Fund in Palm Bay, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee. Deadline: Program runs through 2026 or until funds exhausted.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Palm Bay, FL contractors

Find More Programs in Palm Bay, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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