Bay County ADA Home Modification Program

Bay County Housing Services

Available Senior & Disability

About This Program

Bay County ADA Home Modification Program is available to homeowners in Panama City, FL.

Bay County program providing grants for ADA-compliant home modifications for residents with disabilities. Covers wheelchair ramps, accessible bathrooms, widened doorways, and other mobility improvements.

Grant covers 100% of eligible accessibility modification costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Panama City, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $15,000 for accessibility modifications
  • Income at or below 120% AMI required
  • Priority for persons with disabilities and seniors
  • Covers ramps, bathroom, doorways, lifts
  • Applications reviewed quarterly

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 248-8242

A grant-savvy contractor in Panama City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Panama City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications reviewed quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Bay County ADA Home Modification Program provide in Panama City, FL?

Up to $15,000 grant.

Who qualifies for Bay County ADA Home Modification Program in Panama City?

Bay County ADA Home Modification Program is open to homeowners in Panama City, FL. It serves seniors.

How do I apply for Bay County ADA Home Modification Program in Panama City, FL?

Apply directly with Bay County Housing Services using the official program link on this page or call (850) 248-8242. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Panama City, FL contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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