Massachusetts HEAT Loan Program

Mass Save (National Grid / Eversource)

Available Weatherization

About This Program

Massachusetts HEAT Loan Program is available to homeowners in Peabody, MA.

Zero-interest loans for comprehensive energy efficiency improvements including heating system upgrades, insulation, air sealing, and more. Available to Mass Save customers with terms up to 7 years and no application fees or prepayment penalties.

Typical loan amount for heating system upgrade with weatherization

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Peabody, MA, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest loan up to $25,000
  • 7-year repayment term
  • No application fees or prepayment penalties
  • Covers heating, insulation, windows, more
  • Must complete Home Energy Assessment

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 527-7283

A grant-savvy contractor in Peabody, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Peabody early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts HEAT Loan Program provide in Peabody, MA?

0% interest loan up to $25,000.

Who qualifies for Massachusetts HEAT Loan Program in Peabody?

Massachusetts HEAT Loan Program is open to homeowners in Peabody, MA. It has no income limit.

How do I apply for Massachusetts HEAT Loan Program in Peabody, MA?

Apply directly with Mass Save (National Grid / Eversource) using the official program link on this page or call (866) 527-7283. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Peabody, MA contractors

Find More Programs in Peabody, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs