Massachusetts HOME Rehabilitation Program

MA Department of Housing and Community Development

Available Home Repair

About This Program

Massachusetts HOME Rehabilitation Program is available to homeowners in Peabody, MA.

Federally-funded HOME program provides deferred-payment loans for comprehensive housing rehabilitation for income-qualified homeowners. Loans are forgiven after affordability period (typically 5-15 years based on amount). Administered through local housing authorities.

Typical deferred loan amount for comprehensive rehabilitation

Data last verified 2026-06-09. How we verify our data.

In Peabody, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $50,000
  • Income at or below 80% AMI
  • Forgiven after 5-15 year affordability period
  • Comprehensive rehabilitation projects
  • Administered through local housing offices

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 573-1100

A grant-savvy contractor in Peabody, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Peabody early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered locally, check availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Massachusetts HOME Rehabilitation Program provide in Peabody, MA?

Up to $50,000 deferred loan.

Who qualifies for Massachusetts HOME Rehabilitation Program in Peabody?

Massachusetts HOME Rehabilitation Program is open to homeowners in Peabody, MA. It prioritizes low-income households.

How do I apply for Massachusetts HOME Rehabilitation Program in Peabody, MA?

Apply directly with MA Department of Housing and Community Development using the official program link on this page or call (617) 573-1100. There is no middleman and no fee.

Need a Contractor for This Grant?

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