HOME Investment Partnerships Program - Homeowner Rehabilitation

Alabama Department of Economic and Community Affairs (HOME)

Available Home Repair

About This Program

HOME Investment Partnerships Program - Homeowner Rehabilitation is available to homeowners in Phenix City, AL.

Federal HOME funds administered by ADECA provide rehabilitation assistance to low-income homeowners. Forgivable loan for major repairs and improvements; forgiven after 5 years of continued owner-occupancy.

Loan forgiven ratably over 5 years of owner-occupancy compliance

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Phenix City, AL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Forgiven after 5 years of compliance
  • Administered through local agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

(334) 242-5462

A grant-savvy contractor in Phenix City, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Phenix City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through local administrators, rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can HOME Investment Partnerships Program - Homeowner Rehabilitation provide in Phenix City, AL?

Up to $25,000 forgivable loan.

Who qualifies for HOME Investment Partnerships Program - Homeowner Rehabilitation in Phenix City?

HOME Investment Partnerships Program - Homeowner Rehabilitation is open to homeowners in Phenix City, AL. It prioritizes low-income households.

How do I apply for HOME Investment Partnerships Program - Homeowner Rehabilitation in Phenix City, AL?

Apply directly with Alabama Department of Economic and Community Affairs (HOME) using the official program link on this page or call (334) 242-5462. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Phenix City, AL contractors

Find More Programs in Phenix City, AL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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