U.S. Department of Housing and Urban Development (HUD)
HUD Section 184 Indian Home Loan Guarantee is available to homeowners in Philadelphia, PA.
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Alaska Native tribal members, Alaska villages, tribes, and tribally designated housing entities. Loans can be used for purchase, new construction, rehabilitation, or refinancing, including repairs and energy improvements added to the mortgage. The program features a low 1.5% upfront guarantee fee and competitive interest rates. Find a participating lender at HUD.gov/section184.
Applicants must be an enrolled member of a federally recognized tribe or Alaska Native village
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
This is a national program. In Philadelphia, PA, you can stack it with local programs like these:
A grant-savvy contractor in Philadelphia, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Philadelphia early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
A home loan guarantee for American Indian and Alaska Native families, tribes, and tribally designated housing entities. It can be used to buy, build, refinance, or rehabilitate a home. You apply through a HUD approved Section 184 lender.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, apply through a HUD-approved Section 184 lender
Ask us. It is free, and a real person answers within a business day.
Email us about this programHUD Section 184 Indian Home Loan Guarantee is open to homeowners in Philadelphia, PA. It has no income limit.
Apply directly with U.S. Department of Housing and Urban Development (HUD) using the official program link on this page or call 1-800-561-5913. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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