Arizona Home Plus Down Payment Assistance Program

Arizona Industrial Development Authority (AzIDA)

Available Home Repair

About This Program

Arizona Home Plus Down Payment Assistance Program is available in Phoenix, AZ.

Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyers using FHA, VA, USDA, or Conventional loans. Income limit is $146,503 or below (gross annual income). Available in all Arizona counties, cities, and zip codes; funding never exhausted. Paired with a 30-year fixed-rate first mortgage from a participating lender.

DPA is a grant or forgivable second mortgage depending on loan type and lender. No repayment for the grant option if you remain in the home per program terms.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Phoenix, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance, 3% to 5% of first mortgage amount
  • Available statewide; all Arizona counties and zip codes
  • Income limit ≤ $146,503 gross annual household income
  • Works with FHA, VA, USDA, and Conventional loans
  • No sunset date; funding never exhausted

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Phoenix, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Phoenix early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: No sunset date, ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Arizona Home Plus Down Payment Assistance Program provide in Phoenix, AZ?

3%-5% of first mortgage amount.

Who qualifies for Arizona Home Plus Down Payment Assistance Program in Phoenix?

Arizona Home Plus Down Payment Assistance Program is available in Phoenix, AZ. It serves veterans and military families.

How do I apply for Arizona Home Plus Down Payment Assistance Program in Phoenix, AZ?

Apply directly with Arizona Industrial Development Authority (AzIDA) using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Phoenix, AZ

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