Newtown CDC, WISH Down Payment Assistance Program

Newtown Community Development Corporation

Available Home Repair

About This Program

Newtown CDC, WISH Down Payment Assistance Program is available in Phoenix, AZ.

The Workforce Initiative Subsidy for Homeownership (WISH) program through Newtown CDC provides a 4-to-1 matching grant from the Federal Home Loan Bank of San Francisco for first-time homebuyers in Maricopa County. Save up to $7,500 and receive up to $30,000 in matching grant funds for down payment and closing costs. Must work with a Newtown Housing Counselor, complete homebuyer education, and obtain a fixed-rate mortgage from a participating lender. Funds must be repaid pro-rata if the home is sold within five years.

4:1 match: every $1 saved earns $4 in grant funds. Maximum saver contribution ~$7,500 yields up to $30,000 match. Five-year pro-rata recapture if home is sold.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Phoenix, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • 4:1 Federal Home Loan Bank matching grant for first-time buyers
  • Save up to $7,500 → receive up to $30,000 in grant funds
  • Income ≤ 78% HUD Area Median Income; Maricopa County
  • Requires Newtown housing counseling and homebuyer education class
  • 5-year pro-rata repayment required if home sold early

How to Apply

Get free help applying Visit Official Program Page Track this program

480-736-2100

A grant-savvy contractor in Phoenix, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Phoenix early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, limited annual allocation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Newtown CDC, WISH Down Payment Assistance Program provide in Phoenix, AZ?

Up to $30,000 in matching grant funds.

Who qualifies for Newtown CDC, WISH Down Payment Assistance Program in Phoenix?

Newtown CDC, WISH Down Payment Assistance Program is available in Phoenix, AZ. It prioritizes low-income households.

How do I apply for Newtown CDC, WISH Down Payment Assistance Program in Phoenix, AZ?

Apply directly with Newtown Community Development Corporation using the official program link on this page or call 480-736-2100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Phoenix, AZ contractors

Find More Programs in Phoenix, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs