Texas STAR (State of Texas Access Reform) Loan

Texas Department of Housing and Community Affairs

Available Senior & Disability

About This Program

Texas STAR (State of Texas Access Reform) Loan is available to homeowners in Pilot Point, TX.

Provides loans up to $30,000 to homeowners to make accessibility modifications for household members with physical disabilities. Loan is deferred and forgiven if the homeowner remains in the home for 10 years.

Deferred loan forgiven after 10 years of continued occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Pilot Point, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $30,000
  • For accessibility modifications
  • Household member must have physical disability
  • Forgiven after 10 years of occupancy
  • Moderate income requirements (80% AMI or below)

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Pilot Point, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pilot Point early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications; subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas STAR (State of Texas Access Reform) Loan provide in Pilot Point, TX?

Up to $30,000 deferred loan.

Who qualifies for Texas STAR (State of Texas Access Reform) Loan in Pilot Point?

Texas STAR (State of Texas Access Reform) Loan is open to homeowners in Pilot Point, TX.

How do I apply for Texas STAR (State of Texas Access Reform) Loan in Pilot Point, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Pilot Point, TX contractors

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