FHA 203(k) Rehab Mortgage

Federal (HUD/FHA)

Available Home Repair

About This Program

FHA 203(k) Rehab Mortgage is available to homeowners in Pittsburgh, PA.

Combines purchase price and renovation costs in one FHA-insured mortgage. Limited 203(k) covers non-structural repairs up to $35,000 over purchase price. Standard 203(k) covers major structural rehab. Can be combined with CDBG and other programs.

Purchase + rehab rolled into one loan

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

This is a national program. In Pittsburgh, PA, you can stack it with local programs like these:

Key Details

  • Limited 203(k): up to $35,000 in non-structural repairs
  • Standard 203(k): major structural rehab, no dollar cap
  • 3.5% down payment minimum with qualifying credit
  • Can combine with Pittsburgh CDBG and other grant programs

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Pittsburgh, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pittsburgh early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through FHA-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can FHA 203(k) Rehab Mortgage provide in Pittsburgh, PA?

Up to FHA loan limit (Allegheny Co: ~$541,287).

Who qualifies for FHA 203(k) Rehab Mortgage in Pittsburgh?

FHA 203(k) Rehab Mortgage is open to homeowners in Pittsburgh, PA. It has no income limit.

How do I apply for FHA 203(k) Rehab Mortgage in Pittsburgh, PA?

Apply directly with Federal (HUD/FHA) using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Pittsburgh, PA contractors

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