PENNVEST/PHFA Homeowner Sewage Program

PA Infrastructure Investment Authority (PENNVEST) / PHFA

Available Home Repair

About This Program

PENNVEST/PHFA Homeowner Sewage Program is available to homeowners in Pittsburgh, PA.

Below-market loans for septic system repair/replacement or first-time public sewer connection. Up to $25,000 at 1.75-2.8% APR over 20 years. No income limits, underwritten on ability to repay. Homes in A/V flood zones and new construction are ineligible.

Failed septic or first-time sewer connection needed

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Pittsburgh, PA, you can combine this program with other local help to cut your cost:

Key Details

  • 1.75-2.8% APR, up to 20-year term
  • No income limits, must demonstrate ability to repay
  • Septic repair/replacement or first-time sewer hookup only
  • Flood zone homes and new construction are ineligible

How to Apply

Get free help applying Visit Official Program Page Track this program

1-855-827-3466

A grant-savvy contractor in Pittsburgh, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Pittsburgh early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through PHFA

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can PENNVEST/PHFA Homeowner Sewage Program provide in Pittsburgh, PA?

Up to $25,000 at 1.75-2.8% APR.

Who qualifies for PENNVEST/PHFA Homeowner Sewage Program in Pittsburgh?

PENNVEST/PHFA Homeowner Sewage Program is open to homeowners in Pittsburgh, PA. It has no income limit.

How do I apply for PENNVEST/PHFA Homeowner Sewage Program in Pittsburgh, PA?

Apply directly with PA Infrastructure Investment Authority (PENNVEST) / PHFA using the official program link on this page or call 1-855-827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

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