Florida Hardest-Hit Fund Mortgage Assistance

Florida Housing Finance Corporation / Treasury

Waitlist Disaster Relief

About This Program

Provides mortgage payment assistance to unemployed or substantially underemployed homeowners in Florida to prevent foreclosure. Funded by U.S. Treasury Hardest Hit Fund. Currently on waitlist but periodically reopens.

Provides up to 12 months of mortgage assistance based on need

Data last verified 2026-06-09. How we verify our data.

In Plant City, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Mortgage payment assistance up to $50,000
  • For unemployed or underemployed homeowners
  • Helps prevent foreclosure
  • Income at or below 140% AMI
  • Currently on waitlist, check for reopening

How to Apply

A grant-savvy contractor in Plant City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Plant City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications paused, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Plant City, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs