Texas TDHCA Owner-Occupied Housing Assistance Program

Texas Department of Housing & Community Affairs

Available Home Repair

About This Program

Texas TDHCA Owner-Occupied Housing Assistance Program is available to homeowners in Port Lavaca, TX.

State-funded rehabilitation assistance for low-income homeowners to address health, safety, and code violations. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan covers major repairs, no repayment if you stay 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Port Lavaca, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Calhoun County
  • Forgiven after 5 years of compliance
  • Addresses health, safety, and code violations

How to Apply

A grant-savvy contractor in Port Lavaca, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Port Lavaca early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Calhoun County for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas TDHCA Owner-Occupied Housing Assistance Program provide in Port Lavaca, TX?

Up to $35,000 forgivable loan.

Who qualifies for Texas TDHCA Owner-Occupied Housing Assistance Program in Port Lavaca?

Texas TDHCA Owner-Occupied Housing Assistance Program is open to homeowners in Port Lavaca, TX. It prioritizes low-income households.

How do I apply for Texas TDHCA Owner-Occupied Housing Assistance Program in Port Lavaca, TX?

Apply directly with Texas Department of Housing & Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port Lavaca, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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