Florida Hardest-Hit Fund Mortgage Assistance

Florida Housing Finance Corporation

Waitlist Home Repair

About This Program

Federal program providing mortgage payment assistance to unemployed or underemployed homeowners at risk of foreclosure. Funds paid directly to mortgage servicer to bring payments current and prevent foreclosure.

Assistance amount based on mortgage arrears and ongoing need

Data last verified 2026-06-09. How we verify our data.

In Port Orange, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 to prevent foreclosure
  • For unemployed or underemployed homeowners
  • Income at or below 140% AMI
  • Paid directly to mortgage servicer
  • Currently waitlisted; check for updates

How to Apply

A grant-savvy contractor in Port Orange, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Port Orange early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications paused; check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port Orange, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs