State Housing Initiatives Partnership (SHIP)

Florida Housing Finance Corporation / St. Lucie County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) is available to homeowners in Port St. Lucie, FL.

State-funded program administered locally to provide owner-occupied rehabilitation assistance for low and moderate-income households. Funds can address major system repairs, code violations, and health/safety issues.

Typical award for comprehensive rehabilitation based on inspection

Data last verified 2026-05-25. How we verify our data.

In Port St. Lucie, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 for major home repairs
  • Income at or below 140% AMI
  • Must be owner-occupied in St. Lucie County
  • Covers roofing, HVAC, plumbing, electrical, structural
  • May require deed restriction or repayment if sold early

How to Apply

Get free help applying Visit Official Program Page Track this program

(772) 462-1777

A grant-savvy contractor in Port St. Lucie, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Port St. Lucie early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can State Housing Initiatives Partnership (SHIP) provide in Port St. Lucie, FL?

Up to $30,000 for owner-occupied rehab.

Who qualifies for State Housing Initiatives Partnership (SHIP) in Port St. Lucie?

State Housing Initiatives Partnership (SHIP) is open to homeowners in Port St. Lucie, FL. It prioritizes low-income households.

How do I apply for State Housing Initiatives Partnership (SHIP) in Port St. Lucie, FL?

Apply directly with Florida Housing Finance Corporation / St. Lucie County using the official program link on this page or call (772) 462-1777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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