Portland Housing Bureau Home Repair Loan

Portland Housing Bureau

Available Home Repair

About This Program

Portland Housing Bureau Home Repair Loan is available to homeowners in Portland, OR.

0% interest deferred loan with no monthly payments for low- and moderate-income homeowners in the Interstate Corridor TIF District. The loan is fully forgiven after 15 years if the homeowner remains in the home. Covers electrical hazards, leaky roofs, broken furnaces, collapsing porches, and accessibility modifications.

Loan is forgiven after 15 years; estimate reflects typical repair scope

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Portland, OR, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest, no monthly payments
  • Loan forgiven after 15 years in home
  • Currently limited to Interstate Corridor TIF District
  • Contact Bev Keagbine to start application
  • In-person appointments Thursdays at 1900 SW 4th Ave, 7th floor

How to Apply

Get free help applying Visit Official Program Page Track this program

503-823-3336

A grant-savvy contractor in Portland, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Portland early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Portland Housing Bureau Home Repair Loan provide in Portland, OR?

Up to $50,000.

Who qualifies for Portland Housing Bureau Home Repair Loan in Portland?

Portland Housing Bureau Home Repair Loan is open to homeowners in Portland, OR.

How do I apply for Portland Housing Bureau Home Repair Loan in Portland, OR?

Apply directly with Portland Housing Bureau using the official program link on this page or call 503-823-3336. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Portland, OR contractors

Find More Programs in Portland, OR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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