FHA 203(k) Rehabilitation Mortgage Insurance

Federal Housing Administration

Available Home Repair

About This Program

FHA 203(k) Rehabilitation Mortgage Insurance is available to homeowners in Poteet, TX.

FHA-insured loan that combines home purchase or refinance with rehabilitation costs in a single mortgage. Allows buyers to finance both acquisition and repairs with as little as 3.5% down. Requires FHA-approved contractors and home must meet minimum property standards after repairs.

Typical financed amount for moderate rehabilitation project

Verified against Federal Housing Administration's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Poteet, TX, you can stack it with local programs like these:

Key Details

  • Combines purchase/refinance and repairs in one loan
  • As little as 3.5% down payment
  • Finance up to FHA loan limits for your area
  • Use for structural repairs and upgrades
  • Requires FHA-approved contractors

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 225-5342

A grant-savvy contractor in Poteet, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

This grant requires a licensed contractor

This grant requires the work to be done by a licensed contractor, and you will likely need a written estimate to apply. Get a free estimate from a contractor in Poteet who knows grant paperwork.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Offered year-round by approved FHA lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for FHA 203(k) Rehabilitation Mortgage Insurance in Poteet?

FHA 203(k) Rehabilitation Mortgage Insurance is open to homeowners in Poteet, TX.

How do I apply for FHA 203(k) Rehabilitation Mortgage Insurance in Poteet, TX?

Apply directly with Federal Housing Administration using the official program link on this page or call (800) 225-5342. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Poteet, TX contractors

Find More Programs in Poteet, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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