City of Providence CDBG Housing Rehabilitation Program

City of Providence, Housing and Human Services / HUD

Available Home Repair

About This Program

City of Providence CDBG Housing Rehabilitation Program is available to homeowners in Providence, RI.

Providence's CDBG program operates as an Entitlement Community with approximately $4.1 million in CDBG funding for PY2026-27, including housing rehabilitation assistance. The program provides deferred loans with no interest and no monthly payments for income-eligible homeowners addressing code violations, energy efficiency improvements, and emergency repairs. Applications are submitted through the City's online grants management system.

Deferred loan; no interest and no payments until sale/transfer; amount varies by project.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Providence, RI, you can stack it with local programs like these:

Key Details

  • Income at or below 80% AMI; owner-occupied properties
  • No-interest deferred loan; repayment at sale or transfer
  • Covers code violations, energy efficiency, and emergency repairs
  • Apply through Providence's online grants management system
  • Current PY24 rehab closes September 30, 2026

How to Apply

Get free help applying Visit Official Program Page Track this program

401-680-5201

A grant-savvy contractor in Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Providence early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Current PY24 housing rehab closes September 30, 2026; PY2026-27 opens July 1, 2026

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for City of Providence CDBG Housing Rehabilitation Program in Providence?

City of Providence CDBG Housing Rehabilitation Program is open to homeowners in Providence, RI.

How do I apply for City of Providence CDBG Housing Rehabilitation Program in Providence, RI?

Apply directly with City of Providence, Housing and Human Services / HUD using the official program link on this page or call 401-680-5201. There is no middleman and no fee. Deadline: Current PY24 housing rehab closes September 30, 2026; PY2026-27 opens July 1, 2026.

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