RIHousing HOME & Housing Trust Fund Program

RIHousing / HUD HOME Program

Available Home Repair

About This Program

RIHousing HOME & Housing Trust Fund Program is available to homeowners in Providence, RI.

RIHousing administers Rhode Island's HOME Investment Partnerships and Housing Trust Fund programs, providing low-interest loans for construction and rehabilitation of affordable housing. Providence will receive $1,414,533 in HOME funds in 2025. Income-eligible homeowners may access rehabilitation assistance through RIHousing-funded nonprofit partners and the Providence CDBG program.

HOME rehab assistance varies; typically $10,000-$40,000 per unit.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Providence, RI, you can stack it with local programs like these:

Key Details

  • Federal HOME funds for affordable housing rehabilitation
  • Providence receives $1.4M in HOME funds for 2025
  • Income at or below 80% AMI for homeowner programs
  • Administered through RIHousing and nonprofit partners
  • Contact RIHousing at 401-457-1234 for current programs

How to Apply

Get free help applying Visit Official Program Page Track this program

401-457-1234

A grant-savvy contractor in Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Providence early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual funding cycles; contact RIHousing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for RIHousing HOME & Housing Trust Fund Program in Providence?

RIHousing HOME & Housing Trust Fund Program is open to homeowners in Providence, RI.

How do I apply for RIHousing HOME & Housing Trust Fund Program in Providence, RI?

Apply directly with RIHousing / HUD HOME Program using the official program link on this page or call 401-457-1234. There is no middleman and no fee.

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