Racine HOME Investment Partnership Program

City of Racine Community Development (HOME)

Available Home Repair

About This Program

Racine HOME Investment Partnership Program is available to homeowners in Racine, WI.

HUD HOME-funded program for substantial rehabilitation of owner-occupied homes in Racine. Forgivable loan with 5-year compliance period. Addresses code violations and major systems.

Forgivable loan, forgiven after 5 years of owner-occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Racine, WI, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI required
  • Must maintain owner-occupancy 5 years
  • Covers major rehabilitation
  • HOME-funded HUD program

How to Apply

A grant-savvy contractor in Racine, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Racine early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Racine HOME Investment Partnership Program provide in Racine, WI?

Forgivable loan up to $30,000.

Who qualifies for Racine HOME Investment Partnership Program in Racine?

Racine HOME Investment Partnership Program is open to homeowners in Racine, WI. It prioritizes low-income households.

How do I apply for Racine HOME Investment Partnership Program in Racine, WI?

Apply directly with City of Racine Community Development (HOME) using the official program link on this page or call (262) 636-9151. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Racine, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs