New York State HOME Homeowner Rehabilitation

NYS Housing Trust Fund Corporation

Available Home Repair

About This Program

New York State HOME Homeowner Rehabilitation is available to homeowners in Ramapo, NY.

Federal HOME Investment Partnerships Program funds administered by New York State for comprehensive rehabilitation of owner-occupied homes. Provides forgivable loans or grants to income-eligible homeowners for major systems, structural repairs, and accessibility improvements.

Loan amount based on scope of work; forgivable over compliance period (typically 5-15 years)

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Ramapo, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 for major home rehabilitation
  • Income at or below 80% AMI required
  • Forgivable loan structure
  • Covers structural, systems, accessibility
  • Administered through local municipalities

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 473-2517

A grant-savvy contractor in Ramapo, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ramapo early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through local administrators

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New York State HOME Homeowner Rehabilitation provide in Ramapo, NY?

Up to $50,000 in rehabilitation assistance.

Who qualifies for New York State HOME Homeowner Rehabilitation in Ramapo?

New York State HOME Homeowner Rehabilitation is open to homeowners in Ramapo, NY. It prioritizes low-income households.

How do I apply for New York State HOME Homeowner Rehabilitation in Ramapo, NY?

Apply directly with NYS Housing Trust Fund Corporation using the official program link on this page or call (518) 473-2517. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Ramapo, NY contractors

Find More Programs in Ramapo, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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