Texas Veterans Home Improvement Program (VHLP)

Texas Veterans Land Board

Available Veteran Housing

About This Program

Texas Veterans Home Improvement Program (VHLP) is available to homeowners in Richardson, TX.

Low-interest home improvement loan for Texas veterans who served on active duty for more than 90 days and received an honorable discharge or general discharge under honorable conditions. Loan can be used for repairs, improvements, or renovations to a primary residence in Richardson. Interest rates are competitive and fixed.

Low-interest loan for home improvements for Texas veterans

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Richardson, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 low-interest loan
  • Available to all Texas veterans with honorable discharge
  • Fixed competitive interest rates
  • For repairs, improvements, or renovations
  • Must be used on primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 252-8387

A grant-savvy contractor in Richardson, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Richardson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Veterans Home Improvement Program (VHLP) provide in Richardson, TX?

Up to $25,000 loan.

Who qualifies for Texas Veterans Home Improvement Program (VHLP) in Richardson?

Texas Veterans Home Improvement Program (VHLP) is open to homeowners in Richardson, TX. It has no income limit. It serves veterans and military families.

How do I apply for Texas Veterans Home Improvement Program (VHLP) in Richardson, TX?

Apply directly with Texas Veterans Land Board using the official program link on this page or call (800) 252-8387. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Richardson, TX contractors

Find More Programs in Richardson, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs