Virginia Housing (VHDA)
Virginia Housing Military Enhanced Grant is available to homeowners in Richmond, VA.
Enhanced down payment grant for active-duty military and veterans using a Virginia Housing mortgage. Reduces barrier to buying older Richmond homes. Contact a Virginia Housing-approved lender for current amounts and income limits.
Active-duty or veteran using Virginia Housing loan
Official source site checked live on 2026-06-22.
Data last verified 2026-04-01. How we verify our data.
In Richmond, VA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Richmond, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Richmond early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programVirginia Housing Military Enhanced Grant is open to homeowners in Richmond, VA. It has no income limit. It serves veterans and military families.
Apply directly with Virginia Housing (VHDA) using the official program link on this page or call 877-843-2123. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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