Michigan State Housing Development Authority (MSHDA) Home Repair Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Michigan State Housing Development Authority (MSHDA) Home Repair Program is available to homeowners in Roseville, MI.

Low-interest loan program for home repairs across Michigan, including Roseville. Available to homeowners with income up to 120% AMI. Interest rates as low as 0-3% with flexible repayment terms up to 20 years. Covers major repairs, accessibility modifications, and energy efficiency upgrades.

Low-interest loan with repayment; rates 0-3% based on income

Data last verified 2026-06-09. How we verify our data.

In Roseville, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $30,000 for home repairs
  • Income up to 120% AMI qualifies
  • Interest rates 0-3% based on income
  • Up to 20-year repayment terms
  • Available to Roseville homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 373-8370

A grant-savvy contractor in Roseville, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Roseville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Michigan State Housing Development Authority (MSHDA) Home Repair Program provide in Roseville, MI?

Loans up to $30,000.

Who qualifies for Michigan State Housing Development Authority (MSHDA) Home Repair Program in Roseville?

Michigan State Housing Development Authority (MSHDA) Home Repair Program is open to homeowners in Roseville, MI.

How do I apply for Michigan State Housing Development Authority (MSHDA) Home Repair Program in Roseville, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Roseville, MI contractors

Find More Programs in Roseville, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs