Roswell CDBG Owner-Occupied Rehabilitation

City of Roswell Community Development

Available Home Repair

About This Program

Roswell CDBG Owner-Occupied Rehabilitation is available to homeowners in Roswell, NM.

CDBG-funded home rehabilitation program for low-income owner-occupants in Roswell. Provides grants and deferred forgivable loans for critical repairs including roofing, plumbing, electrical, HVAC, and accessibility modifications.

Combination of grant and forgivable loan based on income and need

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Roswell, NM, you can combine this program with other local help to cut your cost:

Key Details

  • Grant/loan up to $24,999 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Roswell city limits
  • Forgivable loan with 5-year compliance period
  • Covers critical repairs and accessibility needs

How to Apply

A grant-savvy contractor in Roswell, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Roswell early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to annual allocation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Roswell CDBG Owner-Occupied Rehabilitation provide in Roswell, NM?

Up to $24,999 grant/loan.

Who qualifies for Roswell CDBG Owner-Occupied Rehabilitation in Roswell?

Roswell CDBG Owner-Occupied Rehabilitation is open to homeowners in Roswell, NM. It prioritizes low-income households.

How do I apply for Roswell CDBG Owner-Occupied Rehabilitation in Roswell, NM?

Apply directly with City of Roswell Community Development using the official program link on this page or call (575) 637-6250. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Roswell, NM

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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