PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene)

PACE lenders (CaliforniaFIRST, Ygrene, Mosaic), Sacramento County approved

Available Home Repair

About This Program

PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene) is available to homeowners in Sacramento, CA.

PACE financing allows Sacramento homeowners to finance energy-efficient and water-conservation home improvements with repayment made through property tax bill assessments over 5-25 years at fixed interest rates. No credit check required for approval. Covers solar, HVAC, roofing, windows, and more. Caution: PACE is a secured lien on your property, missed payments can result in foreclosure. Rates typically 4.75-9%.

PACE is financing (loan repaid via property tax bill), NOT a grant; secured by property lien; review carefully

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Sacramento, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Finance solar, HVAC, roofing, windows, and energy upgrades with no upfront cost
  • Repaid through property tax bill, no credit check required
  • Fixed rates 4.75-9%; terms up to 25-30 years for some projects
  • Caution: PACE creates a lien on your home, missed payments can trigger foreclosure
  • Transfers with property sale in most cases, disclose to buyers

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Sacramento, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Sacramento early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene) provide in Sacramento, CA?

Up to $250,000 (up to 10-15% of home value).

Who qualifies for PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene) in Sacramento?

PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene) is open to homeowners in Sacramento, CA. It has no income limit.

How do I apply for PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene) in Sacramento, CA?

Apply directly with PACE lenders (CaliforniaFIRST, Ygrene, Mosaic), Sacramento County approved using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Sacramento, CA contractors

Find More Programs in Sacramento, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs