Michigan Homeowner Assistance Fund (MHAF)

Michigan State Housing Development Authority

Available Home Repair

About This Program

Michigan Homeowner Assistance Fund (MHAF) is available to homeowners in Saginaw, MI.

Federal COVID-19 relief funding to help Michigan homeowners avoid foreclosure. Provides assistance with delinquent mortgage payments, property taxes, homeowners insurance, and utilities. Must demonstrate financial hardship after January 21, 2020.

Maximum assistance for combined housing expenses; actual amount varies by need

Data last verified 2026-06-09. How we verify our data.

In Saginaw, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 for housing expenses
  • Covers mortgage, taxes, insurance, utilities
  • Must demonstrate COVID-19 hardship
  • Income at or below 150% AMI
  • Applications accepted through 2025

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 946-7432

A grant-savvy contractor in Saginaw, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Saginaw early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted through December 2025

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Michigan Homeowner Assistance Fund (MHAF) provide in Saginaw, MI?

Up to $25,000 for homeowner assistance.

Who qualifies for Michigan Homeowner Assistance Fund (MHAF) in Saginaw?

Michigan Homeowner Assistance Fund (MHAF) is open to homeowners in Saginaw, MI.

How do I apply for Michigan Homeowner Assistance Fund (MHAF) in Saginaw, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (866) 946-7432. There is no middleman and no fee. Deadline: Applications accepted through December 2025.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Saginaw, MI contractors

Find More Programs in Saginaw, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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