SLC HOME Program, Owner-Occupied Rehab

Salt Lake City Housing Stability Division (HUD HOME funds)

Available Home Repair

About This Program

SLC HOME Program, Owner-Occupied Rehab is available to homeowners in Salt Lake City, UT.

Salt Lake City's HOME Investment Partnership Program funds owner-occupied rehabilitation through the Housing Stability Division, with $1.6 million allocated for FY2025-2026. HOME funds are used to rehabilitate homes for low- to moderate-income owner-occupants, addressing code compliance, health and safety, and structural deficiencies. Assistance is typically a deferred forgivable loan with an affordability period.

0% deferred forgivable loan; forgiven after affordability period (5-15 years). HOME per-unit subsidy limits apply. SLC FY2025-2026 HOME allocation: $1,645,258.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Salt Lake City, UT, you can stack it with local programs like these:

Key Details

  • Must own and occupy home within Salt Lake City limits
  • Income at or below 80% AMI (~$98,160 family of 4)
  • 0% deferred forgivable loan; forgiven after affordability period
  • FY2025-2026 HOME allocation: $1,645,258
  • Housing Stability Division: 801-535-7712 | HousingStability@slc.gov

How to Apply

Get free help applying Visit Official Program Page Track this program

801-535-7712

A grant-savvy contractor in Salt Lake City, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Salt Lake City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

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Frequently asked questions

How much can SLC HOME Program, Owner-Occupied Rehab provide in Salt Lake City, UT?

Up to $40,000 (subject to HOME per-unit limits).

Who qualifies for SLC HOME Program, Owner-Occupied Rehab in Salt Lake City?

SLC HOME Program, Owner-Occupied Rehab is open to homeowners in Salt Lake City, UT. It serves seniors.

How do I apply for SLC HOME Program, Owner-Occupied Rehab in Salt Lake City, UT?

Apply directly with Salt Lake City Housing Stability Division (HUD HOME funds) using the official program link on this page or call 801-535-7712. There is no middleman and no fee.

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