Texas Veterans Home Improvement Program (VLB VHIP)

Texas General Land Office, Veterans Land Board (VLB)

Available Veteran Housing

About This Program

Texas Veterans Home Improvement Program (VLB VHIP) is available to homeowners in San Antonio, TX.

The Veterans Home Improvement Program offers below-market interest rate loans to qualified Texas veterans and active-duty military members for repairs and improvements to their primary residence. Loans range from $7,500 to $50,000 with 2-20 year terms and no down payment required. Veterans with a VA service-connected disability rating of 30% or greater receive an additional 0.5% interest rate discount.

Low-interest loan (not a grant). Loan amount up to $50,000; FHA-insured for loans of $25,000 or less. Interest rates vary weekly, call for current rate.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In San Antonio, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate loans from $7,500 to $50,000
  • No down payment required; 2-20 year loan terms
  • Open to all eligible Texas veterans and active-duty military members
  • Additional 0.5% rate discount for veterans with 30%+ VA disability rating
  • Home must be primary residence located in Texas

How to Apply

Get free help applying Visit Official Program Page Track this program

1-800-252-8387

A grant-savvy contractor in San Antonio, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Antonio early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, continuous applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Veterans Home Improvement Program (VLB VHIP) provide in San Antonio, TX?

Up to $50,000.

Who qualifies for Texas Veterans Home Improvement Program (VLB VHIP) in San Antonio?

Texas Veterans Home Improvement Program (VLB VHIP) is open to homeowners in San Antonio, TX. It has no income limit. It serves veterans and military families.

How do I apply for Texas Veterans Home Improvement Program (VLB VHIP) in San Antonio, TX?

Apply directly with Texas General Land Office, Veterans Land Board (VLB) using the official program link on this page or call 1-800-252-8387. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse San Antonio, TX contractors

Find More Programs in San Antonio, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs