San Diego County Department of Housing and Community Development
San Diego County HOME Investment Partnerships, Owner-Occupied Rehab is available to homeowners in San Diego, CA.
San Diego County uses HUD HOME Investment Partnerships Program funds to provide deferred loans and grants for substantial owner-occupied rehabilitation in unincorporated areas and participating cities. HOME funds can be used for a wider range of improvements than CDBG, including major structural rehabilitation, accessibility modifications, and energy improvements. Income must be at or below 80% AMI.
Income at or below 80% AMI; unincorporated San Diego County or participating jurisdictions; must be owner-occupied primary residence; larger projects may exceed $60,000 with approval
Official program page checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In San Diego, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in San Diego, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Diego early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, subject to HUD HOME annual allocation
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $60,000 in deferred loan or grant for owner-occupied rehabilitation.
San Diego County HOME Investment Partnerships, Owner-Occupied Rehab is open to homeowners in San Diego, CA. It prioritizes low-income households. It serves seniors.
Apply directly with San Diego County Department of Housing and Community Development using the official program link on this page or call (858) 694-4801. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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