San Diego County Housing Repair Loan and Grant Program

San Diego County Department of Housing and Community Development

Available Home Repair

About This Program

San Diego County Housing Repair Loan and Grant Program is available to homeowners in San Diego, CA.

San Diego County administers CDBG-funded housing repair loans and grants for low-income homeowners in unincorporated areas and participating cities. Funds can address health and safety hazards, code violations, structural repairs, roofing, plumbing, electrical, and accessibility modifications. Income must be at or below 80% AMI; priority is given to elderly and disabled households.

Unincorporated San Diego County or participating cities; income at or below 80% AMI; property must be owner-occupied

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In San Diego, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Covers unincorporated county areas and select participating cities
  • Income at or below 80% AMI required
  • Addresses health/safety hazards, structural issues, accessibility
  • Funded through HUD Community Development Block Grant (CDBG)
  • Call (858) 694-4801 to check eligibility and current funding

How to Apply

A grant-savvy contractor in San Diego, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Diego early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to CDBG funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can San Diego County Housing Repair Loan and Grant Program provide in San Diego, CA?

Up to $40,000 in loans and grants combined for repairs.

Who qualifies for San Diego County Housing Repair Loan and Grant Program in San Diego?

San Diego County Housing Repair Loan and Grant Program is open to homeowners in San Diego, CA. It prioritizes low-income households. It serves seniors.

How do I apply for San Diego County Housing Repair Loan and Grant Program in San Diego, CA?

Apply directly with San Diego County Department of Housing and Community Development using the official program link on this page or call (858) 694-4801. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in San Diego, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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