MOHCD Property Rehabilitation Loan Program

SF Mayor's Office of Housing and Community Development (MOHCD)

Available Home Repair

About This Program

MOHCD Property Rehabilitation Loan Program is available to homeowners in San Francisco, CA.

MOHCD's Property Rehabilitation Loan Program provides rehabilitation loans and grants to homeowners of 1-4 unit properties in San Francisco. The program assists with code compliance, health and safety repairs, and general rehabilitation. Each program has its own qualifying criteria. Contact MOHCD directly for current loan amounts and eligibility requirements.

Loan terms vary; some components may be forgivable

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In San Francisco, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Rehabilitation loans and grants for 1-4 unit SF homeowners
  • Covers code compliance, health/safety repairs, and general rehab
  • Available to income-qualified property owners
  • Contact MOHCD at (628) 652-7550 for current amounts and eligibility
  • Visit sfmohcd.org for program guidelines

How to Apply

Get free help applying Visit Official Program Page Track this program

628-652-7550

A grant-savvy contractor in San Francisco, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Francisco early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for MOHCD Property Rehabilitation Loan Program in San Francisco?

MOHCD Property Rehabilitation Loan Program is open to homeowners in San Francisco, CA.

How do I apply for MOHCD Property Rehabilitation Loan Program in San Francisco, CA?

Apply directly with SF Mayor's Office of Housing and Community Development (MOHCD) using the official program link on this page or call 628-652-7550. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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